Biz Help For You

SECURE 2.0 Super Catch-Up Contributions Explained: 2026 Retirement Savings Rules for Ages 60 to 63

Candy Messer

Use Left/Right to seek, Home/End to jump to start or end. Hold shift to jump forward or backward.

0:00 | 7:26

Send us Fan Mail

Understanding the latest retirement savings rules can help you maximize contributions and strengthen your long-term financial future. 

In this podcast, we discuss: 

• What the SECURE 2.0 super catch-up contribution provision means for workers ages 60 to 63 

• The new 2026 contribution limits for eligible retirement plans 

• How much additional money participants can contribute through enhanced catch-up provisions 

• Which retirement plans qualify, including 401(k), 403(b), governmental 457 plans, and TSPs 

• Why IRAs are not included in the super catch-up contribution rules 

• Roth catch-up contribution requirements for certain higher-income earners 

• Planning opportunities to boost retirement savings during peak earning years 

• Important considerations for employers and plan administrators 

If you're approaching retirement and want to make the most of your savings opportunities, this episode provides a clear breakdown of the new rules and how they may affect your financial strategy. 

Support the show

Resources: https://affordablebookkeepingandpayroll.com/resource-opt-in 

Become a supporter of the show: https://www.buzzsprout.com/1522381/support